Best 124 Online Casino​s in Finland

Located in Northern Europe, Finland borders Sweden, Russia, and Norway. The Republic of Finland has been famous as the happiest country globally, and we have to give gambling its due credit. The country also has over 180,000 lakes, and hence is popular as the ‘land of thousand lakes.’

The country came to get its first human civilization right after the Last Glacial period and has had a rich history in the Baltic region.

The overall spirit of the Finnish people is very sporty, and they enjoy every moment here. This has been a reason for the locals to take to gambling with ease.

The country has also been open to gambling. The industry is quite popular, with the fourth in rank among the world’s biggest gamblers. That is to say, the Finnish are the most to bet in Europe.

Finland has a beautiful blend of Swedish and Finnish languages, and the culture is an amalgamation of Nordic, Germanic, and the rest of Europe.

The Finnish government has a state monopoly in the gambling industry. Brands or game developers have to collaborate or work with the state directly. There is, therefore, no reason for any extra regulation when it comes to regulation. Finland has a monopoly on all forms of offline and online gambling. This has already put a big relief on the minds of gamblers.

Three different governing bodies are working cohesively to sanction gambling in the country. PAF and RAY recognize all the legal gambling sites. These two organizations take control of the online gaming, with RAY controlling sites in Finland’s mainland while the PAF owns the Aland Province monopoly.

The country bans offshore casinos from coming to the country. Don’t worry, as the laws do not prevent you from playing on these foreign sites.

The question that you may have in your mind is whether you can play in any casino from Finland. All the local casinos will be following the rules and protocols to suit the state government. If they do not follow, they will face the strict law. Not just casinos from Finland but even from outside are to have all the valid licenses. The sites also need to be trustworthy, and this is why gamers playing for real money will find the same safety when they play at Finland-based sites.

There are mixed feelings about how the locals see this state’s monopoly in running the online and offline casinos.

Popular land-based casinos in Finland are run by Veikkaus Oy, and it takes care of the lottery, sports betting, and instant games. Fintoto Oy takes care of the pari-mutuel horse racing. In short, the revenue directly goes to the government and is set aside for developmental projects like improvement of infrastructure, education, and events.

The best casinos like Playluck, Karjala, Pelaatan, Kassu, and Caxino are some of the sites you will enjoy betting.

The country has imposed some indirect limitation on the virtual currency providers. Euro is the currency, and people use it freely through online banking methods. The country also allows for betting via Skrill, Neteller, and Siru Mobile.

Gambling has been around since the 1920s, or put, before the Second World War years and even then, it was under the government's strict surveillance. In these times, the first game to win the gamblers was the slot. Private businesses or groups were keen on developing this business. But the government was far from happy about it. In 1933, this led them to start the charitable organizations to give a license to operate the slot machines.

Soon enough, by 1938, the RAY or Raha-automaattiyhdisty was set up, and the gambling guidelines were set up.

Veikkaus Oy was responsible for managing the national lottery, the proceeds of which would go into the developmental works in culture, sport, and science. The organization promotes pari-mutuel and horse racing by Fintoto Oy. The proceeds of this go to Suomen Hippos to take care of the horses that go into this racing.

As many as 6500 islands in the Baltic Sea are under the Finnish government purveyance. The RAY oversees the table games and slot games while granting it the monopoly. Fintoto Oy takes care of the pari-mutuel racing.

Then came the country’s fascination for the lottery. The Lottery Act regulates the funding to charities, including the revenues from three prime gaming operators. It was in 1993 that the Lottery Act of Finland underwent a change and sought some changes. In 2002, the changes took place in the legislation. Though there are not many lottery games or huge jackpots available, the punters still love it.

What made gambling popular in Finland is nationalism. Since the gambling proceeds went back to society, people did not oppose gambling. The basic under-current that they are supporting the society has also contributed to the rise in gambling in Finland. Slot machines and lottery tickets sales from every small convenience store in the country just popularized it further.

In the 1920s, the government saw this gambling as a way to set up the country. In those years, the Finns spent more on lotteries or football in the mainland. However, there was some stress with Sweden, and the Finnish people wanted the returns to benefit their country only. This only inspired the formation of Veikkaus in 1940, just after the Winter War.

To cut long-story-short, the act of gambling is safe to play in land-based and online casinos in Finland. The only aspect is that minors should not be playing it as the Lottery Act sets the minimum age as 18. The Ministry of the Interior has laid down these rules. The players will have to identify themselves while using the slot games since 2021. The Veikkaus Oy seeks players to register themselves to ensure their identity. The Finnish Lotteries Act of (1047/2001, as amended) lays down the Relevant Products' main provisions. This has the monopoly system to grant exclusive right to provide gambling services in Finland to Veikkaus Oy.

The other laws to help in this Act are Government Decree on Lotteries (1345/2001) and the Government Decree on Games operated by Veikkaus Oy (1414/ 2016). Other decrees include the Government Decree on the Advisory Board on Gambling (658/2017), and the Finnish Criminal Code of 39/1889, the Consumer Protection Act of 38/1978, and others. Since the state government only handles casinos and all operations, there are no specific licenses in place.

Veikkaus Oy has few regulations and laws to follow like the State Shareholdings and Ownership Steering Act of 1368/2007, the Act on Financing of Education and Culture (1705/2009), Act on Discretionary Government Transfers (688/2001), and Act on Virtual Currency Providers (572/2019).

The Relevant Products also have to follow several acts and laws of the Finnish Criminal Code (39/1889), Consumer Protection Act (38/1978), GDPR, and Data Protection Act (1050/2018). Besides these, it also needs to adhere to the Act on Preventing Money Laundering and Terrorist Financing or AML Act of (444/2017) and the Act on Electronic Communication Services (917/2014).

In short, the country has created a regulated monopoly to protect everyone gambling. It is also to be noted that other countries do not allow Finnish organizations of PAF or RAY to work in their lands for this reason alone. The licenses are valid for at least 5 years, and the government may cancel the same.

The intention of the state-run monopoly is genuine, and it helps in taking the development of the country’s infrastructure forward. The Finnish people are, on the other hand, rank high with gambling problems. It is also found that the biggest players facing gambling issues are those who bet on slots. Lottery tickets are easily available and are one of the big contributors to problem gambling as well.

Finnish gamers looking for a fully-functional licensed site will find plenty of exciting games in slots, table games, and sports. They will be able to bet in internationally popular slots by top game developers like Microgaming, NetEnt and more. They can look out for the games like Starburst, Lara Croft Temples and Tombs, Mayan Magic, Reel Rush 2, and more.

PAF and RAY run the casino sites across Aland Province and the 6700 islands of the Black Sea. The Finish government rules and the European Union have many differences as the EU finds the country too restrictive. But ensure that every casino you play in has a license from the state government.

There are no laws that prevent the local Finnish gamers from betting with an unlicensed operator. So, gamers may play at any casino abroad too. This has been the reason for sites like Jackpot City or Bet365 to accept gamers from Finland. Finland has, however, been strict with the unlicensed local sites and prevents any illegal gambling. It does not allow players to advertise in the Finnish media. The Act on Money Laundering would come to force between 2019 and January 2022.

Finland holds the top position in betting and gambling in slots, sports betting, and table games. The country is also strict about laws on lotteries and more. The laws are quite strict for the land-based as well as for the online sites. The Finnish gamers have more than one option to choose from for playing, including sites from Finland and beyond. We recommend players read our helpful guidebook and understand how we rate sites, based on their licenses and security, and other features. The internet is full of sites that may be licensed or unregulated. To ensure you get to play only in the regulated ones, we have created a handy guide for you not to take any risk.

The first thing we focus on while checking a site from Finland is by checking its license. It should be ideally under the governance of Veikkaus Oy.

The site should also have a strong and latest security protocol and not allow third-party intervention in their customer data. It should be compliant with PCI for the safety of the customers when they deposit. They should not fear while depositing or withdrawing. These licensed and government-run sites should be safe to use. In case you are opting for foreign sites, look for UKGC or Malta licenses in them to go ahead and bet.

The site gets 24-hour support, and ideally, all local sites offer this in the local language. Still, if you are a Finnish player, we recommend checking this aspect while selecting any foreign site to play. You may even get a Finnish language option to convert the site to your convenience. The site should have a live chat to help in answering queries. If you have elaborate issues playing the games or withdrawals, we recommend you go for mailing to the sites. They should even have telephone support for the gamers.

We provide reviews of the best games you may check out at casinos. However, we also recommend you to play in sites offering games from some of the most popular developers like Microgaming, NetEnt, or Blueprint Gaming. These are the leaders in software and innovation, and hence you will not feel bored. Many sites even have exclusive titles in each category from these vendors, and they are equally cool. Look for special discounts or bonuses and tournaments that many sites may offer.

It is always better to check out the number of games and the categories they offer. Ideally, a legitimate site should offer slots, live casino, sportsbook, table games, and more. There should also be Bingo, Keno, and other instant games like craps and scratch cards.

We all love to receive some special care and royal treatment. This offers a VIP program and benefits befitting a king! The VIP Program comes with a Loyalty program, and it is definitely worth your time. The VIP membership might be via invitation or by climbing up the levels as you bet. The rewards could be VIP bonuses that include special cash backs, daily rebates, and exclusive birthday and anniversary gifts.

We feel that every Finnish player should get fast payouts. This is not just in the case of cryptocurrencies but even for other payment methods. So, players from Finland will not find anything less here. Remember that the Veikkaus Oy slots offer poor RTPs.

We also check the best promotions for you so that Finnish gamers only get the best deals. There are welcome bonuses and a regular assortment of promotions that every casino gives these days to all players and people from across Finland. There are different rewards for VIP members.

The Finland-based casinos accept and make payments via regular debit cards, credit cards, e-wallets, bank transfers, and even cryptocurrencies. Siru Mobile is a mobile-bill based deposit system. Other methods include Neteller, Euteller, and Skrill.

Only Veikkaus Oy may promote or advertise gambling through any medium. They ensure responsibility, and though many sites may unscrupulously advertise, it is unethical. Minors are strictly prohibited from betting, and so Veikkaus Oy makes sure to restrict any advertisement. They also offer responsible gambling suggestions.